""To Borrow, To Borrow....Should Not Cause such Sorrow": Why New Jersey Should Enact Legislation Incorporating a Homeowner Bill of Rights (HBOR) and a Servicer's Duty of Loss Mitigation,"
Seton Hall Legislative Journal: Vol. 39
, Article 1.
Available at: http://scholarship.shu.edu/shlj/vol39/iss2/1